Interest rates: How low can they go?   Well the crystal ball is a bit cloudy, but any rent being paid is unlikely to reduce!

The surprising news from the Reserve Bank in August when they cut to the Official Cash Rate 50 points has not had the increased inflation effect they expected. However good news for borrowers is that the lending interest rates have become lower and are likely to get lower. As our banks reduced their lending rates, now Economists are saying it could reignite the property market and cause house prices to increase. - That may stop the interest rates getting much lower, but there's still another OCR cut expected next month which could reduce the mortgage rates further and that may continue to push house prices higher! Regardless, the interest rates are expected to remain this low for the next couple of years and that's great for borrowers. 

To assist first home buyers the lending ratios have been increased, meaning some home buyers can now buy with a 5% Deposit. So if you've have been in Kiwisaver for 3 years, most if not all the funds can be used towards a deposit on home buying. And, a first home Grant may be available. - Call us to learn more.

You can have us arrange a loan for purchasing almost anything with amounts from $3,000 to millions.

• Home or improvements – Rentals - Refinancing - Buy a business – Holidays – car – boat etc.

Plus you can choose to have us monitor and negotiate your interest rates, including floating, fixed, or a bit of both for flexibility!!

We do not charge you 

for professional advice 

assisting you to save your money and time.

Call one of our friendly Mortgage Link Taupo team today

Established since 1994 ~ Taupo offices are locally owned & operated

The New Zealand property market is performing strongly, with prices set to rise even further in 2020. The market has steadily picked up pace over the last few months, making it harder for many first-home buyers to save for a deposit. With property values rising and sales numbers increasing, there is increasing pressure in heated markets due to long-term lack of supply. According to Westpac's economists, we can expect 7% growth next year alone, with the market not yet hot but heating up by the minute.

The New Zealand population continues to grow, despite a sharp increase in the number of Kiwis leaving the country. While population growth is still putting pressure on the housing market, recent reports of a housing shortage seem to have been overinflated. Real population growth over the last 5 years has been significantly lower than forecast by Statistics New Zealand, with the housing gap real but much smaller than first thought. 

Technology continues to have a profound effect on every aspect of our lives, with computers and other devices used for work, play, and everything in-between. Whether it's a desktop computer at work, a laptop at home, or a smartphone during your daily commute, people are spending more time staring at computer screens each and every year. Excessive screen time is known to have a negative effect, with digital eye strain increasingly recognised as a serious health issue. Whether you suffer from headaches, blurred vision, or eye twitching, there are lots of ways to look after your eyes in the screen age. 

With summer approaching fast, there's never been a better time for some creative interior design tweaks. While few people have the time or budget to completely change their home each season, a few small adjustments will keep your home looking sharp and fresh. Summer is the time of light, heat, and celebration, with relevant interior design schemes able to align your home with the best aspects of the season. Let's look at some of the best interior design trends to look out for during the summer of 2019/20.

The rollout of 5G connectivity is having a huge impact, with some people looking forward to lightning fast download speeds and others concerned about the health and environmental risks of this new technology. 5G is the latest and fifth generation of cellular network technology, and promises faster speeds, lower latency, and greater reliability than its predecessors. 5G is about 60 times faster than 4G, with better speeds and bandwidth achieved through the use of higher frequencies and therefore shorter wavelengths.