Many people would have heard or experienced in the past two years the buoyancy of the property market.  Properties for sale or properties for rent have been difficult to find at the right price!  With mortgage interest rates forecast by the Economist's to remain low until 2020 or possibly later, we don’t believe this market will be easing anytime soon. Please contact  the Mortgagelink team to gain pre-approved lending before you buy!  - To assist with our ever growing workload, and expedite your lending approval, we are happy to announce that Tracey Douglas has joined our Mortgage Link team earlier this year. Tracey has completed training using assessment tools for working out where clients will qualify for lending to best suit their requirements.  Tracey is qualified as a Registered Financial Adviser (AKA Mortgage Broker) and has recently been accredited by our many lenders so Tracey can now assist people with lending options and solutions, including mortgages for homes or rental properties, re-fixing, refinancing, and personal loans from a minimum of $3,000.00 up to "You name it"???

Christmas is less than 10 weeks away, so if you need a loan for a holiday, new car, boat or property, you can contact Tracey, Wendy or Glenn today at the town centre offices or on 0800 4mortgage. Please feel free to ask us why we don't charge you a fee for our services. We endeavour to save you time and money.

As the years roll by and the wrinkles start to develop, we have more to look back on but less faculty for doing so. While decreasing memory as we get older might seem like one of life's tricks, there are lots of things we can do to improve our recall and upgrade our state of mind. Memory is a complicated process that’s made up of numerous brain activities, which means this task can be tackled in a few different ways.

The Kiwi dollar dropped to a significant 2.5 year low last week against the greenback, sinking to 64.26 US cents on the back of rising US interest rates and weak domestic data. While the dollar has seen a spirited rise since then, coming back to its mid-September levels, many experts are forecasting the Kiwi to fall even further in the weeks and months ahead. How low the Kiwi goes will depend on US-China trade tensions, the health of the domestic economy, and whether or not the market has fully priced in the Federal Reserve's tightening cycle.

Spring is well and truly here, with more light in the day both increasing the warmth of your home and highlighting the dust in its corners. More than just a bridge between winter and summer, spring is a time to start fresh, a time to hit the reset button on everything that has been and lay the foundations for a better tomorrow. Spring cleaning is well-established across much of the world, with this practical and effective ritual helping you to take stock and get your home ready for the summer ahead.

The world of fine art is shrouded in mystery, especially when it comes to the top end of the market. While most of the world's famous masterpieces are owned by museums in Europe and rarely sold, there is an active private auction market for some high profile works. In order to determine the value of a piece of art, it's important to differentiate between museum paintings and those owned by private collectors. While old master works in museums are valued extremely high, most of them will never be available for private sale.