Will the recent OCR cut to boost the property market - Will the OCR and lender rates be cut further - Will consolidating my debts enable me to get a mortgage to buy a home - Am I paying too much interest - These are some of the questions we're hearing, so contact us to learn the answers or ask any questions about your situation.

Surprising news from the Reserve Bank last Thursday was a cut to the Official Cash Rate and New Zealand has never seen the OCR go so low, and it could get lower! This is great news for those who have or want a mortgage; but as all banks have reduced their interest rates too, commentators are saying it will reignite the cooling embers of the property market. Prior to this news, some people were misled by media saying the property market is cooling making and thinking it's the house prices dropping. The prices were only stabilising, so not going up as quick. - We'll  assist you, your family and friends, into home ownership at no extra cost. 

Deposits can be as low as 10% of a purchase price for first home and some previous home buyers!

• Loans for almost anything from $3,000 to $3 million or more (Residential, Business & Personal)
• Refinancing
• Debt Consolidation
• Re-Fixing & monitoring

We do not charge you for our friendly and professional, non-biased advice, so call us today. Plus you know what they say about "Sharing is Caring" so feel free to forward this on to friends or family if you feel they could use our assistance.

We love referrals and rewarding you with a voucher for every new customers who have us arrange their loan, plus reward them by saving them time and money. 

mortgagelink Taupo offices are locally owned / operated and established since 1994

Tourism is a major industry in New Zealand, as the nation's top export earner and a key driver of business and community investment. According to Tourism New Zealand, the value of international tourism is more than $16 billion per year, with this figure set to rise even more over coming seasons. New figures from the Ministry of Business, Innovation & Employment (MBIE) paint an optimistic picture for the tourism sector, with visitors expected to grow by 4 percent a year in the lead up to 2025.

Property prices continue to decline in Auckland, as the average residential property value falls for the fifth month in a row. The market is slowing across Auckland's districts, with average values down everywhere with the exception of Franklin and Manukau. In fact, the housing market across New Zealand has taken its lead from Auckland, with Real Estate Institute of New Zealand (REINZ) figures showing static price growth in April, and Realestate.co.nz figures showing a significant fall in the average national asking price.

Five portions of fruit and veg a day is the recommended amount in many national guidelines, with some countries increasing this amount to five veg and two fruit portions in a 24 hour period. According to a new study led by Imperial College London, however, doubling the recommended minimum to 10 portions could have a significant effect on reducing heart disease and cancer. While five-a-day helps to reduce disease risk and is a great first step, 7.8 million premature deaths could be prevented worldwide each year if we double the amount of fruit and veg in our diet.

It might sound too good to be true, but there may be a way to work less and increase productivity at the same time. While most people around the world are working longer hours and getting stressed out as a result, a number of forward-thinking companies and countries have decided to go the other way. Switching to a four-day working week may provide the ultimate work life balance, with studies looking into this innovative new approach showing a more productive and happier workforce.

The size of the global middle class is increasing at a rapid rate, with a growing proportion of the world's population neither rich nor poor. While the rich are undoubtedly getting richer, according to some figures, over half the world's population has emerged from poverty to enter the middle of the income distribution. For the first time since agriculture-based civilization began 10,000 years ago, the global middle class has become the majority.