As you'll read below, banks are still making a lot of money; but we'd like to assist you to save money and time!  

With residential mortgage interest rates at record lows, we’ve been quite busy with people of all ages buying a house to own a home, or as an investment property to rent out. Some of those buying to own have said they wish they had of done it sooner and felt they were paying their landlord’s mortgage, and in some cases the loan repayments were less than what they were paying in rent! 

The property sales market continues to pick up pace, especially in the provincial regions, with signs of picking up more and house prices still increasing.  Mortgage interest rates are likely to be cut further this year and will continue to enhance the property market.  Bank Economists believe the NZ Reserve Bank  will be cutting the OCR early August and again in November, so that’s likely to bring the mortgage rates even lower.  All this causes more demand for property ownership and a shorter supply of houses on the market.  More demand and less supply tends to increase property prices, and, with a shortage of rental accommodation the rents that tenants pay will increase too.

If you would like to own a home or rental investment, then  call us today and we do not charge you for our services. For those of you we have already assisted, we still have a referral program to reward you for helping us save on advertising costs by recommending our free service to new customers. If you have a loan requiring a new fixed term we’d like to negotiate a great rate for you. - This can normally be done when  your current fixed term has 6-8 weeks before  it expires.